A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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No Real Surprises in CFPB's Final Rule for the Small Dollar Loan Industry

6 October 2017


This First-Party Thing is Heating Up

20 September 2017


CFPB Report Highlights Debt Collection Issues; Collectors AND Creditors Should Take Note

13 September 2017


TCPA Student Loan Calls Case Dismissed – Court Determines TCPA Exception Applied

23 August 2017


Senator Calls on Bank CEOs to Go on Record

16 August 2017


Latest CFPB Consumer Survey Proposal Receives Mixed Review; One Industry Separates Itself from Another

7 August 2017


How New Credit Reporting Guidelines May Impact Consumers…and Lenders

19 July 2017


CFPB Bans Mandatory Arbitration in Financial Services Contracts

11 July 2017


Are Significant Changes To Class Actions On The Horizon? (Part Two)

29 June 2017


3 Overlooked Traps for First Party/Early Out Servicers (podcast)

27 June 2017


What You Should Know About "Standing" Since Spokeo

19 June 2017


Treasury Department Issues Long Awaited Report on Regulatory Reform for the Financial Services Industry

14 June 2017

First Party Summit Logo 2016

Sold-Out Third Annual insideARM First Party Summit Concludes

12 June 2017


Why the CFPB’s Decision to Change Course on Debt Collection Rulemaking is a Very Big Deal

12 June 2017


Judge Orders Bankruptcy Court to Consider Evidence of Trustee and Special Counsel Activity when Considering Request for Sanctions

12 June 2017


TransUnion Finds Struggling Consumers Pay Off Unsecured Personal Loans First

17 May 2017


Major Banks Make Recommendations to Treasury That Could Impact Debt Collectors

4 May 2017


Survey Says?! What First Party Collectors are Saying

17 April 2017


Lenders' Trade Group Meets With Administration, Submits Proposal to Significantly Reform CFPB

3 April 2017


Big Changes on Horizon for Credit Reporting of Public Records Data

3 April 2017