Debt collection refers to the work done to recover balances from credit accounts that are past due. Most commonly, debt collection specifically references third party debt collectors whose clients include banks, credit card issuers and other credit grantors, debt buyers, governments, and any organization that extends credit or owns an account where a balance is due. Collection methods traditionally include phone calls from call center agents, e-mails, and letters, and increasingly, SMS text. If an account remains in arrears after these efforts, the collection agency may contract with a collection attorney to file suit to recover the debt, if the collection agency is not positioned to do so.

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8th Circuit: Notice of Garnishment, Consumer-Initiated Inquiry After Cease Communication Request Not FDCPA Violation

29 August 2018

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California Imposes SOL Notice Requirement on Debt Collectors; Bans Legal Action on ‘Time-Barred’ Debt

28 August 2018

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7th Circuit: Service on Consumer not FDCPA Violation if No Entry of Appearance by Consumer’s Attorney

28 August 2018

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Weltman Asks for $1.2M in Attorney's Fees from BCFP

27 August 2018

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IRS Private Debt Collection Program Pays Off

27 August 2018

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New Federal Court of Appeals Rulings Favor Debt Collectors (podcast)

23 August 2018

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9th Circuit: Plaintiff Bears Burden of Proof Regarding Defendant’s Net Worth for Class Action Damages

22 August 2018

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21 August 2018

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Cell Phone’s Visible Transposition of Voice Message to Text is Not Third Party Disclosure According to District of New Jersey

21 August 2018

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7th Cir.: Settlement of Claim with Creditor May Mean Dismissal of Claim Against Collector

20 August 2018

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NY Fed Report Shows Sharp Decline in Collection Accounts on Credit Reports due to NCAP, but Expects Increase in Future

15 August 2018

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13 August 2018

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CFDCPA Meeting with Interim Administrator: Licensing, Complaints, and Communication

8 August 2018

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N.D. Ill.: Claim Splitting Barred by FDCPA Even if Same Claim Occurred on to Two Separate, Unique Accounts

8 August 2018

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Consumer Group Poll Shows Voters Disfavor Current Direction of BCFP but Support its Overall Mission

7 August 2018

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2nd Circuit: Debtor’s Failure to Exercise 1692g Rights Does Not Preclude FDCPA Claim

6 August 2018

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16 July 2018

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12 July 2018

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FDCPA Caselaw Review for June 2018

12 July 2018

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Colorado Plans Meeting About Debt Collection Rules

28 June 2018