The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

See all Topics
AdobeStock-dispute-argue-disagree

2nd Circuit: Debtor’s Failure to Exercise 1692g Rights Does Not Preclude FDCPA Claim

6 August 2018

AdobeStock-what-huh-baby-confused-why-explain

Collecting Interest on Charged-Off Debt Requires Careful Consideration

1 August 2018

pixabay-news-headline

Judge Rules in Favor of WWR, Against CFPB, in Case of Meaningful Attorney Review

25 July 2018

AdobeStock-court-decisions-judge-decide

FDCPA Caselaw Review for June 2018

12 July 2018

AdobeStock-tin-can-tcpa-call-mobile-fdcpa-voicemail

Massachusetts Supreme Court Just Made it Harder to Communicate With Consumers About a Debt

26 June 2018

AdobeStock-rules

FCC to Report on Robocall Progress; Fundamental Issues Remain Related to Debt Collection

22 June 2018

AdobeStock-podcast-earbuds-listen

New Consumer Strategy for Baiting FDCPA Violations, and Use of Text Messages in Debt Collection

21 June 2018

AdobeStock-search-meaning-vision-clarity-clear-seek-above

N.D. California: 1692g Validation Notice Not Overshadowed by CFDBPA Disclosure

21 June 2018

AdobeStock-court-decisions-judge-decide

FDCPA Caselaw Review for May 2018

12 June 2018

pixabay-time-clock-watch

3rd Circ: FDCPA Statute Of Limitations Runs from Date of Violation, Not Discovery

6 June 2018

AdobeStock-disclosure

E.D.N.Y. Decides Question Left Open in Taylor

23 May 2018

AdobeStock-dismissed-case-court

FDCPA Caselaw Review for April 2018

22 May 2018

pixabay-california-sunset-ocean

SD Calif. Continues Trend of Bringing Clarity to Case Alleging Improper Interest Charges

16 May 2018

AdobeStock-denied-turned down-no-court-refuse

Court Denies Request for Re-Hearing in Taylor Interest Disclosure Case

15 May 2018

AdobeStock-join-together-agree-help-add-link-invite-member-group-hire-team

8th Cir. Applies ‘Materiality’ Requirement to FDCPA Action, Joining Other Circuits

7 May 2018

AdobeStock-court-decisions-judge-decide

FDCPA Caselaw Review for March 2018

26 April 2018

AdobeStock-lawsuit-legal-sue-court-judge

Both Sides Await Conference on Cross Motions for Appeal in Third Circuit RICO Case

25 April 2018

pixabay_calendar_week

It's Compliance Weekly! A Look at insideARM's Newest Newsletter

24 April 2018

AdobeStock-court-decisions-judge-decide

E.D.N.Y.: FDCPA Does Not Extend to Communications with Credit Counselors

11 April 2018

pixabay-tide-beach-waves

Collectors Finally Winning FDCPA Cases: Is the Tide Turning or is Something Lurking?

9 April 2018