Appeals Court Affirms Ruling Against Debt Buyer for Misleading Out-of-Stat Collection Letter

Yesterday the Court of Appeals for the Seventh Circuit affirmed a lower court ruling that Portfolio Recovery Associates, LLC (PRA) violated the Fair Debt Collection Practices Act (FDCPA) by sending a letter that could be deceptive and misleading to the least sophisticated consumer. The case is Pantoja v. Portfolio Recovery Associates, LLC., (Case No.15-1567, U.S. Court of Appeals, Seventh Circuit).

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News and Opinion

from insideARM.com

» Judge Dismisses FDCPA Credit Bureau Reporting Case Against Collector

» Appeals Court Affirms Ruling Against Debt Buyer for Misleading Out-of-Stat Collection Letter

» GAO Sustains ED RFP Protests of 12 Firms, Denies 4, Leaves 3 Hanging

» Court Rules Debt Buyer’s Small Claims Court Judgment Waived Right to Arbitration in Class Action Suit

» ACT Holdings, Inc. Welcomes Maureen Burke as Chief Financial Officer

» Ontario Systems Partners with Pronto Computing to Provide Customers with Automated Self-Pay Discovery

» E-ZPass Collector Wins Dismissal; Court Rules Tolls Not Debts Under FDCPA

» CFPB Quietly Issues 2017 FDCPA Report to Congress

» Out of Stat Debt Case Offers Three Lessons to Collectors

Judge Dismisses FDCPA Credit Bureau Reporting Case Against Collector

On March 27, 2016, a federal judge in Illinois dismissed a Fair Debt Collection Practices Act (FDCPA) claim involving a debt collector’s failure to report a dispute to a credit bureau where the collector learned of the dispute after initially reporting the debt to the credit bureau. The case is Gordon v. Syndicated Office Systems, LLC., (Case No. 16-4440, U.S. District Court, Northern District of Illinois, Eastern Division.)

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