District Court Holds 1099-C Language Not in Violation of FDCPA or ICAA

The Northern District of Illinois recently granted summary judgment in favor of the defendant, a debt collector, in a case challenging the following Form 1099-C language contained in a debt settlement letter:

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Don’t Cloud the Validation Notice: 8 Tips to Avoid Overshadowing

When it comes to the FDCPA’s 30-day validation period, many third-party ARM agencies struggle with the concept of “overshadowing.”

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