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New Collection Letter Lawsuits in California and New York: What Your Agency Needs to Know Now

Collection letters are the bane of our industry. Letters are expensive to send and – despite what a certain television pundit claims – studies prove that few consumers actually read collection letters. The CFPB, the FCC and other regulators pay little more than lip service to the urgent requests from consumer advocates to allow collectors to communicate with consumers electronically, with states such as New York enacting Byzantine and unworkable rules to “allow” collectors to communicate with consumers via email. 

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Credit Reporting Practices: How to Understand What Condition Your Condition Codes Are In

Free Webinar from Ontario Systems: 14 September 2017 at 2pm. Credit reporting is an entirely different animal than it was even two years ago. Existing requirements have changed and many new requirements and condition codes have been added. Get the insight you need on September 14th. Register here.


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3 Lessons You Should Take From the Latest 1099(c) Letter Case

On Monday a federal judge in Pennsylvania ruled that, as a matter of law, the language in a letter sent to a consumer that discussed 1099(c) tax consequences would be considered a “false representation or deceptive means to collect or attempt to collect a debt” by the least sophisticated debtor.”  The case is Balon v. Enhance Recovery Company, Inc. (Case No. 3-16-cv-0410, U.S.D.C. Middle District of Pennsylvania).

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Credit Reporting Practices: How to Understand What Condition Your Condition Codes Are In

14 September 2017 at 02:00 p.m.

Credit reporting is an entirely different animal than it was even two years ago. Existing requirements have changed and many new requirements and condition codes have been added. Ontario Systems is here to help us all sort this out.

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