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Any entity that has the ability to affect a consumer's credit score/report is subject to compliance under the Fair Credit Reporting Act. This includes everyone from first-party creditors to collection agencies. Our Compliance Overview is a good primer for issues related to the FCRA.
This report offers tools and tips for the debt collection industry to comply with FCRA. Follow our compliance checklist on Red Flag Rules (pg. 13). See common remedies for FCRA violations (pg. 19). Learn how to report to Equifax, Experian, TransUnion, and Innovis (pg. 21).