Kaulkin Ginsberg’s 2016 Financial Services Market Intelligence Series Executive Summary Thumbnail

This four-part market intelligence series provides accounts receivable management executives with an in-depth analysis of the financial services industry. For the purposes of our analysis, Kaulkin Ginsberg defines the financial services industry as all Federal Deposit Insurance Commission (FDIC) insured entities. As a result, credit unions are excluded from this report.

This is a highly-regulated market with increasing levels of oversight following the financial crisis. Although this area has many participants, financial service assets are very concentrated and the market is consistently consolidating. However, analyzing this market by segment reveals fragmentation because many large commercial banks focus less on consumer lending and more on investment banking and wealth management services.