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He's Back: Cordray Working with California on Mini-CFPB

Richard Cordray, former director of the Consumer Financial Protection Bureau (CFPB), is back in the spotlight. According to the Los Angeles Times, Cordray advised California's Governor Gavin Newsom on the creation of the state's own "mini-CFPB." 

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You Oughta Know, 29 January 2020

Welcome to You Oughta Know, a collection of links from around the internet that you should probably know about.

  • CCPA Is A Win For Consumers, But Businesses Must Now Step Up On CX. "I recently appeared on MSNBC to talk about my take on California’s new data privacy law introduced this month, the California Consumer Privacy Act — CCPA for short. Effective January 1, 2020, the CCPA outlines new standards for data collection as well as what happens to businesses who fail to protect user data. It also grants California consumers new rights that they can exercise to keep their data secure and out of the hands of bad actors." (Forbes)
  • Commercial Debt Sales Climbing. "Commercial debt sales by fintech lenders, equipment leasing companies and banks are on the rise, with major companies striking deals to sell non-performing loans, leases and merchant cash advances after charge-off, reports Brett Boehm, CEO of TBF Financial. " (PR News Wire)
  • Who owes all that student debt? And who’d benefit if it were forgiven? "Student debt is a big issue in the 2020 presidential campaign for an obvious reason: There’s a lot of it—about $1.5 trillion, up from $250 billion in 2004. Students loans are now the second largest slice of household debt after mortgages, bigger than credit card debt. About 42 million Americans (about one in every eight) have student loans, so this is a potent issue among voters, particularly younger ones." (Brookings)


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