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ATDS Allegations Against Debt Collectors Simply not Plausible in Seventh Circuit, Says Illinois Court

Here’s a big TCPA ruling for debt collectors and servicers—and a bit of a downer for everyone else.

The Court in Mosley v. General Revenue Corp., No. 1:20-cv-01012- (C.D. Ill. July 20, 2020) granted a defendant debt collector’s motion to dismiss a TCPA claim at the pleadings stage, reasoning that it is simply not plausible the Defendant used a random or sequential number generator to make the challenged calls. While that’s great news, the ruling contains a bit of a curveball for other callers hoping to leverage Gadelhak at the pleadings stage.

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Work From Home Checklists & Agreements

This insideARM Tool gathers together industry intelligence along with policies and procedures from members across a variety of debt industry verticals.

These documents can be useful in: 

  • testing your current policy/procedure against others in the industry

  • testing your own business practices

  • exposing gaps in your current process

  • understanding how others are tackling this issue

  • developing your own policy/procedure from scratch.

This information is culled from insideARM members. It is not legal advice, and is not intended to be legal advice.

Don't want to spend $129? Sign up for insideARM's Research Assistant program. It's $50 a month, and you get unlimited free access to all policies, procedures, work instructions, and document packets -- plus monthly peer connections and a research team that will help you with some of your tougher questions. Sign up now!

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CFPB to Hold Symposium on Cost-Benefit Analysis of Consumer Financial Protection Regulations

Yesterday, the Consumer Financial Protection Bureau (CFPB) announced that it will host a symposium on July 29, 2020, at 9:30 AM Eastern on the cost-benefit analysis of consumer financial protection regulations. The event, which will be available via webcast, will include remarks from Director Kathleen Kraninger followed by two panel discussions.

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In Conversation With: Amy Perkins and Joanna Bloor on Navigating Your Career During Uncertainty

4 August 2020 at 12:00 p.m.

What and how to think about navigating your career in this ambiguous future needs a new set of tools and ideas. Join insideARM's Amy Perkins as she talks with Joanna Bloor about why she now calls herself a Potentialist and why she thinks you should too.

Event Details »


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