New Jersey Bill Proposes Income-Based Repayment for Medical Debt

New Jersey's legislature has referred a new bill to its Consumer Affairs Committee that would impact how medical debt is handled prior to being referred to a collection agency. If passed, the bill would require healthcare professionals and facilities to provide income-based repayment options for patients before sending debts to collection agencies. Four primary sponsors and two co-sponsors introduced the bill on January 14, 2020. 

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You Oughta Know, 27 January 2020

Welcome to You Oughta Know, a collection of links from around the internet that you should probably know about.

• College Earnings and Debt by Major. "Which college degrees are worth it?" (Texas Public Monthly)
  
• CFPB at long last defines enigmatic ‘abusive’ standard. "The Consumer Financial Protection Bureau stated guidance on its policy for combating "abusive" industry practices — defining a standard that has befuddled financial firms since it was introduced in the Dodd-Frank Act." (American Banker)
  
• Why so many robocalls, debt collection and scam calls come from 608-371-6666: Money Matters. "But recently I’ve received calls every day from the number 608-371-6666. The person leaves the same voicemail every day, saying she’s calling from a debt collection agency and I’m supposed to call back a toll-free number, not the 608 number. I looked up the toll-free number; it belongs to a company called ConServe, which collects debts for back taxes, student loans and other things." (Cleveland.com)
  

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