Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Michigan Debt Collection Laws: Getting the Upper Hand
6 March 2013
FDCPA Reform: Sound and Fury?
6 March 2013
Massachusetts Debt Collection Laws: The Spirit of America
5 March 2013
Collection Industry Leaders Meet in DC to Discuss Regulation
5 March 2013
Executive Change: Northland Group Promotes Rhonda Kjarland to Chief Compliance Officer
5 March 2013
Florida AG Shuts Down Scam Debt Collection Operation
4 March 2013
Maryland Debt Collection Laws: Maryland of Opportunity
4 March 2013
Substantial Sanctions Awarded to Debt Collectors in Recent FDCPA Case
1 March 2013
Maine Debt Collection Laws: The Way Life Should Be
1 March 2013
Former Bank Exec Arrested for Taking Bribes from Collection Agency
28 February 2013
Louisiana Debt Collection Laws: Come as You Are. Leave Different.
28 February 2013
Kentucky Debt Collection Laws: Unbridled Spirit
27 February 2013
Appeals Court Voids $5.2 million Class Action Settlement with Encore Capital
27 February 2013
Supreme Court Sides with Debt Collector in FDCPA Case
26 February 2013
FTC Releases Complaints Report for 2012: Debt Collection Prominent Again
26 February 2013
Kansas Debt Collection Laws: Kansas, as Big as you Think
26 February 2013
Looking Forward to the CFPB Complaint Resolution Process
26 February 2013
How Will the Marx Decision by the Supreme Court Impact ARM?
26 February 2013
Governor Cuomo Wants Debt Collectors to Know it's Still Illegal to Collect Payday Loans
25 February 2013
Debt Collectors as Problem Solvers: It’s All About the Relationships
25 February 2013
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