Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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CFPB Goes Hyper-Local on Complaint Collection
11 February 2013
FDCPA Case Dismissed on Lack of Standing in Bankruptcy
8 February 2013
California Debt Collection Laws
8 February 2013
Arkansas Debt Collection Laws
7 February 2013
Private Student Loan Debt to be Dischargeable in Bankruptcy Under House Bill
7 February 2013
DBA International Approves Debt Buyer Certification Program; Mandatory for Membership
7 February 2013
Arizona Debt Collection Laws
6 February 2013
CNN Highlights Debt Collection "Horror Stories"
6 February 2013
Senate Republicans Launch Three-Theater War on CFPB
5 February 2013
Alaska Debt Collection Laws
5 February 2013
Mike Ginsberg: 2013 Will Bring Much Needed Regulatory Clarification for ARM Professionals
5 February 2013
Alabama Debt Collection Laws: 50 White Papers in 50 Days
4 February 2013
Where’s The Beef? The FTC 2013 Report On Debt Buyers
4 February 2013
FTC Shuts Down Texas Debt Collection Agency
1 February 2013
National List of Attorneys to Publish 50 White Papers in 50 Days on State Collection Laws
1 February 2013
Steven Antonakes Named Acting Deputy Director of CFPB
1 February 2013
Executive Change: JH Capital Group and Credit Control Name Nathan Sturycz Chief Compliance Officer
31 January 2013
Legal Headaches of Check By Phone Payments in Debt Collection
31 January 2013
FTC Releases Large Multi-Year Debt Buying Study
30 January 2013
Medical Debt Reporting Prohibition Reintroduced in Senate
29 January 2013
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