Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Stiff New Fines on the Way for Caller ID Spoofers
24 June 2011
Court Rules Debtors Can Sue Collectors Under More Onerous State Laws
22 June 2011
State AG Goes After Debt Collector for Payday Loans
21 June 2011
Guilty Plea Entered in California Debt Collection Scam Case
20 June 2011
Florida May be Getting Tougher Debt Collection Rules
17 June 2011
FDCPA Lawsuits Spike in Second Half of May on One Large Case
15 June 2011
California Association of Collectors Supports Launch of Blueprint for Modernizing Debt Collection
15 June 2011
New Trend Falsely Claimed: Debt Collection and Twitter
13 June 2011
New York Times Runs Interesting Defense of ARM Industry
13 June 2011
ACA International Pushes for Updates to ARM Rules and Laws
13 June 2011
'Fair Debt Buyers Practice Act' Stalls in California Senate
10 June 2011
More State AGs Opposing Encore Capital Settlement on Robo-Signing
6 June 2011
Doing it Wrong: Bill Bartmann-style
3 June 2011
Consumer Group Tells FTC to Step Up FDCPA Enforcement
1 June 2011
Doing it Wrong: The Long Argument
27 May 2011
FTC Announces Huge Settlement to Shut Down Debt Relief Firms
27 May 2011
A Foreclosure Case With Far-Reaching Repercussions for the ARM Industry
26 May 2011
Are Federal ARM Regulations Antiquated?
24 May 2011
Minnesota AG Finally Gets to File the Debt Collection Suit She's Always Wanted
23 May 2011
Court Issues Favorable Ruling for Collection Industry
23 May 2011
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