Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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NYC to Require Debt Buyers to Register as Collection Agencies

17 March 2009

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Cramdown Rules to Hit Unsecured Creditors, Depending on Language

9 March 2009

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$5 Billion in Political Contributions Bought Wall Street Freedom From Regulation, Report Finds

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FDCPA Reform Should be More Balanced

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ACA International Helps FTC Clarify, Address Consumers' Top Complaints

3 March 2009

FTC Proposes Significant Changes to FDCPA in Workshop Report

27 February 2009

Mortgage "Cramdown" Rules Could have Major Impact on Debt Buyers

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