Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Bailout Supporters Received More Contributions from Banks
1 October 2008
Citigroup to Buy Wachovia Banking Operations: FDIC
29 September 2008
Regulators Seize WaMu; Chase to Buy Assets
26 September 2008
Credit Card Bill Passage Sparks Debate on Impact
25 September 2008
Debt Collection Tops 2007 Consumer Complaints List
24 September 2008
Credit Card Bill to Hit House Floor
23 September 2008
ABA Launches CardPolicyInfo.com
23 September 2008
Debate Begins on Government?s $700 billion Bank Bailout
22 September 2008
ABA Calls on Treasury, Bank Regulators to Rectify Unintended Consequences of Freddie, Fannie Bailout
19 September 2008
Government Moves to Buy Bad Debt to Shore Up Markets
19 September 2008
Michigan Hospital Association Puts Spotlight on Not-For-Profit Hospitals Free Care
18 September 2008
FTC Closes Review of Proposed ChoicePoint Acquisition
17 September 2008
Staten Island Hospital Agrees to Pay $90 Million to Settle Medicare Fraud Claims
17 September 2008
VISTA Consulting Releases State Collection Law Guide on CD-ROM
11 September 2008
Illinois Effort to Limit Uninsured Health Care Expenses Halted by Governor?s Amendments
9 September 2008
Government Steps in to Control Fannie and Freddie
8 September 2008
Grassley Questions Chicago Hospital with Ties to Obamas
5 September 2008
Arkansas AG Issues Warning on Debt Collection Scam
4 September 2008
FTC Announces Workshop on Emerging Health Care Competition and Consumer Protection Issues
2 September 2008
Minnesota AG Looks to Reform Debt Collection Garnishment Laws
2 September 2008
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