Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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Data Security Slow to Win ARM Industry Attention

28 January 2008

Healthcare Without a Net

25 January 2008

San Francisco?s Universal Health Plan Could Bode Well for California

24 January 2008

Select ED Collectors Will Face Data Security Audit

24 January 2008

Firms Can Include Retiree?s Medicaid Eligibility in Health Care Plan: EEOC

17 January 2008

Ohio Beefs Up Collection Outsourcing, Collects Record in 2007

14 January 2008

Schwarzenegger Promotes Health Plan in State Address

9 January 2008

FCC: Collectors May Call Cell Phones with Autodialers, Prerecorded Messages

7 January 2008

FCC Rules Creditors, Collectors May Call Cell Phones with Autodialers, Prerecorded Messages

4 January 2008

Pintos Impact Limited but it May be a Threat

21 December 2007

EU Orders MasterCard Drop Certain Interchange Fees

20 December 2007

Buffalo Collector Gets Hit with $85,000 Fine by State AG

19 December 2007

Collector MRCA Must Pay $854,000 in Damages, Fees

19 December 2007

California House Approves Mandatory Health Plan

18 December 2007

California Assembly to Vote Today on Universal Healthcare

17 December 2007

Massachusetts Sues Collector Cadle

12 December 2007

NYC Bill Would Require Licensing of Debt Purchasers

12 December 2007

Credit Card Issuers Work to Explain APR Changes

10 December 2007

Court Rules Equifax Owes $3 Million in Damages for Credit Errors

7 December 2007

Do More Collectors Mean More Violations?

4 December 2007

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