Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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Plaintiff’s Lawyer Personally Sues Big Lead Generator in TCPA Class Action—Contends Leads Were Systemically Cooked Up

16 January 2020
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Another Case Holding Random or Sequential Number Generation Is Required For An ATDS under the TCPA

15 January 2020
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SCOTUS Will Review Constitutionality of TCPA's Government Debt Exception

13 January 2020
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CFPB Forms Taskforce to Review Federal Consumer Financial Laws, Includes Zywicki

13 January 2020
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Three Steps Every Company Must Take TODAY To Avoid CCPA Class Action Liability

9 January 2020
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Sixth Circuit Holds Consumer Lacked Standing To Pursue “Meaningful Attorney Involvement” Claim

8 January 2020
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District Court Stays Action Pending FCC and 11th Circuit Rulings

8 January 2020
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She Can Infer ATDS Claims, But Her FDCPA Name Claim Fell Short

7 January 2020
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2020: What’s on the Horizon for the Debt Collection Industry

6 January 2020
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TRACED Act Becomes Law of the Land

2 January 2020
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Credit Reporting Issues Highlighted in the FTC's and CFPB's Workshop

12 December 2019
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Supreme Court: FDCPA Claims Run from Date of Violation, Not from Date of Discovery

11 December 2019
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7th Cir. Reverses Dismissal of FDCPA Claim Involving Statement That 1099C Form May Be Filed

10 December 2019
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District of Maryland Sanctions Plaintiff and Her Counsel for Abuse of FDCPA and FCRA

9 December 2019
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E.D.N.Y. Calls Out Abuse of FDCPA, Confirms 1692g Requirements Don't Apply to Subsequent Letters

5 December 2019
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CCPA Confusion Addressed by Commenters at Calif. AG's Public Hearing

4 December 2019
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Settlement Reveals How Expensive the TCPA is Compared to Other Consumer Statutes Like the FDCPA

3 December 2019
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Support for Balanced Debt Collection Regulations From an Unlikely Source

27 November 2019
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Debt Collector Accuses Lexington Law of Destroying Evidence in Lawsuit on Credit Dispute Letters

26 November 2019
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CFPB Regulatory Agenda Marks Final Debt Collection Rule for 2020...And the Clock is Ticking to Avoid CRA Nullification

25 November 2019

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