Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

See all Topics

Filter by Location

Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas United States Virgin Islands Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming
Drawing of a school of white fish against a green background [Image by creator maxsattana from AdobeStock]

Court Refuses to Reconsider Arbitration Order Bouncing Lead Class Plaintiffs in Massive TCPA MDL

22 April 2019
[Image by creator Krasimira Nevenova from AdobeStock]

CFPB Rules to Contain Call Caps, Allow Digital Communication Channels, Says Kraninger

18 April 2019
Playing cards stacked on each other forming a pyramid [Image by creator zharate from AdobeStock]

TCPA Class Representative Ordered to Produce Evidence Regarding Past Lawsuits—Even Confidential Settlements Potentially Relevant to Standing to Represent Class

17 April 2019
Photo of short boxer preparing to hit a very tall boxer who seems unconcerned [Image by creator olly from AdobeStock]

Why Every Lawyer And Client Should Be Fighting To Stop The “Meaningful Attorney Involvement” Doctrine From Spreading

17 April 2019
[Image by creator danielfela from AdobeStock]

Credit Reporting Debts in Bankruptcy: Deluge of Recent Lawsuits Reveals Risks for Financial Industry

16 April 2019
A person pushing a button on a laptop that appears to have illustrated white envelopes jumping out of it [Image by creator ra2 studio from AdobeStock]

5 E-Sign Myths Dispelled – Must-Know Requirements for a Paperless, Stamp-Free Collections Process

16 April 2019
A blackboard with "Plan A" and "Plan B" written in chalk. Plan A is crossed out. [Image by creator Sharpshot from AdobeStock]

California Assemblywoman Explores Creation of State-Level CFPB in Press Conference with Cordray

15 April 2019
[Image by creator Gregory Johnston from AdobeStock]

Yet Another Court Holds Dialing Automatically from a List Constitutes ATDS Usage

15 April 2019
File drawer with one folder in focus, labeled "Denied" [Image by creator tashatuvango from AdobeStock]

Consumer not Entitled to Appellate Attorney Fees if Benefit is Solely for Attorney, According to 11th Circuit

15 April 2019
Toddler looking confused [Image by creator Chris Mautz from AdobeStock]

Credit Report Inquiry Could Be a Third Party Communication That Violates the FDCPA, Says N.D. Ohio

11 April 2019
Photo of a line of people looking at their mobile phones [Image by creator ultramansk from AdobeStock]

New York State Prepares to Unveil Broadest “Robocall” Restriction Yet, Here’s How It's Supposed to Work

11 April 2019
A person pressing a red "full disclosure" button on a keyboard with white keys [Image by creator momius from AdobeStock]

11th Circuit: Letter Offering to “Resolve” Out of Stat Account Contains Implicit Threat of Litigation, Requires Out of Stat Disclosure

8 April 2019
Drawing of a school of white fish against a green background [Image by creator maxsattana from AdobeStock]

First-of-its-Kind Multi-Source TCPA Debt Collection Class Action Certified

8 April 2019
Person touching a mobile phone that says "Privacy" and has a picture of a lock [Image by creator maicasaa from AdobeStock]

Texas Joins the Fray: Consumer Privacy and Data Collection Bills Introduced

4 April 2019
Illustration of an old fashioned rotary dial phone [Image by creator ojovago from AdobeStock]

Northern District of Illinois Rejects Expansive Definition of Autodialer for Spanish Survey Texts

3 April 2019
Image from a dictionary showing the word leg-is-la-tion [Image by creator Art of Success from AdobeStock]

Consumers First Act, Aimed to Bring CFPB Back to Statutory Purpose, Passes in House Financial Services Committee

2 April 2019
[Image by creator danielfela from AdobeStock]

House Holds Hearing on Proposed Expansive FCRA Changes

2 April 2019
[Image by creator Coloures-Pic from AdobeStock]

When Is A TCPA Violation “Willful?”

2 April 2019
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Law Firms Performing Non-Judicial Foreclosure Declared Not a “Debt Collector” by U.S. Supreme Court (sponsored)

1 April 2019
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Debt Buyers in N.D. Illinois Beware: Purchase May Not Transfer Right to Collect Post-Charge Off Interest, According to Court

1 April 2019

About

News RSS Feed



Copyright Auriemma Roundtables, Inc. All rights reserved.