Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

See all Topics

Filter by Location

Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas United States Virgin Islands Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming

House to Begin Debate on Bill to Fix Class Action Litigation

9 March 2017
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

FDCPA Caselaw Review for February 2017

9 March 2017
[Image by creator Gregory Johnston from AdobeStock]

49 Call Attempts in 18 Days with No Evidence of Intent to Harass = No FDCPA Violation

8 March 2017
[Image by creator Leigh Prather from AdobeStock]

Debt Collectors Sued for Not Assessing Interest . . . Seriously?!?

2 March 2017
Image of a ripped piece of brown paper exposing a white background and the word "dispute" [Image by creator tumsasedgars from AdobeStock]

Collection Letter Containing Check Box to Dispute Debt Created Potential FDCPA Claims, Federal Court Rules

1 March 2017

Wells Fargo to Settle Two Separate TCPA Class Actions Totaling Over $17.7M

28 February 2017

Trump Signs Another Executive Order to Make Good on Promise of Deregulation

27 February 2017
Woman looking at cell phone [Image by creator leungchopan from AdobeStock]

Court Holds Collection Calls to a Wrong Person’s Home Phone are not a TCPA Violation

22 February 2017
Calligraphy pen and the word "Petition" [Image by creator md3d from AdobeStock]

Petitioners Seek Prior Express Written Consent for All Autodialed Calls to Cell Phones Under the TCPA

21 February 2017

District Court Judge Finds Collection Calls in Medical Case Are “Concrete Injury” Under Spokeo

16 February 2017
[Image by creator iQoncept from AdobeStock]

FTC Announces $700,000 Settlement with Debt Collector

15 February 2017
Photo of dice with letters forming the words "rules and regulations" [Image by creator anyaberkut from AdobeStock]

Interim Guidance Says 2-for-1 Regulation Rule Doesn't Apply to CFPB

15 February 2017
An animated image of a judge facing two lawyers in court [Image by creator cookart from AdobeStock]

District Court Rules FDCPA Plaintiff Not Entitled to Second Bite of the Apple

14 February 2017
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Court Rules 125 Calls in 135 Days is Not FDCPA Violation

9 February 2017
An outside view of a door to the Federal Trade Commission [Image by creator demerzel21 from AdobeStock]

Tom Pahl Named Acting Director FTC Bureau of Consumer Protection

8 February 2017
An outside view of a door to the Federal Trade Commission [Image by creator demerzel21 from AdobeStock]

FTC Announces Director of Consumer Protection Bureau Jessica Rich Will Step Down

7 February 2017

Trump Orders Review of Dodd-Frank; Wants to Roll Back Regulation of Financial Institutions

6 February 2017
Photo of courthouse building with "judicial" written on it [Image by creator Natalia Bratslavsky from AdobeStock]

9th Circuit Rejects "Worthless" Settlement in FDCPA Voicemail Case Where Message Left Was Similar to One Proposed by CFPB

2 February 2017

1st Cir. Holds IRS 1099-A Forms Did Not Violate Discharge Injunction

2 February 2017
Photo of the White House [Image by creator Vacclav from AdobeStock]

President Says For Every New Regulation Two Must Be Eliminated

31 January 2017

About

News RSS Feed



Copyright Auriemma Roundtables, Inc. All rights reserved.