Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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FCC Being Urged to Reform TCPA on Numerous Fronts
13 August 2014
State of Idaho Issues Guidance for Licensed Collection Agencies
13 August 2014
Join LiveVox Counsel and Audit Experts for TCPA/CFPB Chat
13 August 2014
Debt Collection Complaints Remarkably Flat in Second Quarter
12 August 2014
A Culture of Unaccountability Regarding Consumer Debt
12 August 2014
John Oliver Takes on Payday Loans
11 August 2014
California Call Recording Law Loses its Teeth; Collectors to Benefit
11 August 2014
Court Asks State Bar to Review Frequent Flyer's License to Practice Law After He Files Frivolous Complaint
8 August 2014
FICO's New Credit Score Addresses Medical Debt Collection and Collection Agency Accounts
8 August 2014
En Banc Hearing Sought in FDCPA Case, Crawford v. LVNV
8 August 2014
FTC Announces Settlements with Two Collection Agencies for $2 million
7 August 2014
A High-Level Discussion of Debt Collectors, Involving no Debt Collectors
7 August 2014
Senators Push For Investigation of USA Discounters' 'Aggressive' Debt Collection Tactics
7 August 2014
CFPB Leader in Consumer Response to Speak at Columbia Ultimate's 2014 Art of Success Conference
7 August 2014
Debt Collection Attorney Oversight Called Into Question - Literally
7 August 2014
Federal Regulator OCC Issues Guidance on Debt Portfolio Sales
6 August 2014
Managing ACA-Insured Patients - Part II
6 August 2014
Senate Draft Bill Targets Private Collectors in Student Loan Market
6 August 2014
China's Booming Credit Economy and the Potential for US ARM
5 August 2014
Commercial Debt Collection Agency Releases Sample Collection Call Script
5 August 2014
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