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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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Mortgages, Student Loans Temper Plunging Consumer Credit Delinquencies

23 May 2012

Real Bill Bartmann Visits N.C. & Other Non-Breaking News

18 May 2012

National Credit Card Delinquency Rate Falls in First Quarter

16 May 2012

Consumer Debt Soars in March, Including Credit Cards and Student Loans

8 May 2012

Consumers Not Using Credit Cards, Though Consumer Spending is Up

3 May 2012

Credit Write-offs Lower By 50% from 2009, Equifax Reports

2 May 2012

Going Public About Financial Accountability and Debt

1 May 2012

Debt Collection Agency Defies Media Stereotypes, Proves Nice People Collect More

30 April 2012

Major Issuers Report More Declines in Card Charge-Offs and Delinquencies

19 April 2012

Myths About Your Credit Report

19 April 2012

Hawaii AG Files Lawsuit Against Seven Major Credit Card Companies

13 April 2012

States' Average Credit Scores: No One's Getting Instantly Approved

12 April 2012

Credit Card Debt Falls Again in February

9 April 2012

Consumer Delinquencies Fall in All Categories in Q4 2011

5 April 2012

EXCLUSIVE: NCO & APAC Merge Under EGS; CEO Talks to insideARM.com

4 April 2012

FDCPA Used to Protect Collection Agencies in Oregon

2 April 2012

Is the Sub-prime Market Growing?

2 April 2012

How Our Brains Make Us Debtors

2 April 2012

TransUnion Payment Hierarchy Study Finds Consumers Paying Auto Loans before Credit Cards and Mortgages

30 March 2012

Debt Buying Contracts, Bank of America Now Focus of Magazine Reporting

30 March 2012

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