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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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FTC Extends Enforcement Deadline for Identity Theft Red Flags Rule

2 November 2009

Survey Shows that Consumers Opt Against Charging Holiday Purchases

2 November 2009

Fitch: U.S. Credit Card Performance Measures Mixed as Chargeoffs Drop

30 October 2009

Banks Charging Off Debt at a Higher Rate than in Great Depression

28 October 2009

Largest Credit Card Issuers Support New Debt Repayment Programs

27 October 2009

ABA Comments on House Committee Pasage of H.R. 3639, the Expedited Card Reform for Consumer Act of 2009

22 October 2009

Government Report Recommends Significant Changes to FDCPA

22 October 2009

Two Top 20 Card Issuers Choose ALI's OnQ and CallTech for Collections

21 October 2009

CFPA Debated in Committee this Week; Experts Weigh In on ARM Impact

21 October 2009

Stellar Recovery Announces Launch of Debt Buying Business

14 October 2009

Fitch Publishes Credit Card Movers & Shakers With August 2009 Performance

12 October 2009

Consumers Nationwide Pay Down Credit Card Debt in September

12 October 2009

Credit Card Debt Evaporating in U.S.; Down 13 percent in August

8 October 2009

Barney Frank Moves to Push Credit Card Rules on Banks Early

7 October 2009

Average Credit Card Rate Breaks 15 Percent, Hits Two-Year High, According to IndexCreditCards.com Survey

5 October 2009

Consumer Delinquencies Continue Upward Climb In Second Quarter 2009

1 October 2009

CBA President Richard Hunt?s Statement on Early Implementation of CARDS Act

24 September 2009

Chargeoffs a Key Driver in Declining Credit Card Balances

23 September 2009

New Federal Laws Regulating Credit Card Companies Begin to Take Effect

21 September 2009

CreditCards.com: Weekly Credit Card Rate Report

18 September 2009

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