A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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For Consumers, Food as the Breaking Point?
2 May 2008
First Data to Acquire Gift Card Provider InComm
1 May 2008
Credit Card Charge Offs Could Rise 35%
1 May 2008
Charge Offs, Delinquencies Send Advanta Profits Down
30 April 2008
Fed Set to Tighten Screws on Card Issuers: Report
29 April 2008
International Payments Generate Profits for MasterCard, Visa
29 April 2008
TNB Card Services Purchases Card Portfolios in Two States
28 April 2008
Profits Fall at AmEx as it Builds its Loan Loss Funds
25 April 2008
Alliance Data Card Group Sees Revenues Drop
24 April 2008
Target Card Charge Offs Rise to More than 8 Percent
23 April 2008
Card Charge Offs Latest Sign of Rising Consumer Debt
23 April 2008
Alliance Data Seeks $170 Million from Blackstone as Deal Ends
21 April 2008
Profit Plummets at BofA as it Pumps up Loan Loss Reserves
21 April 2008
Citi Loses $5.1 Billion on Write Offs and Revenue Drop
18 April 2008
Credit Card Charge-Off Surge Hits Cap One Bottom Line
18 April 2008
WaMu Loses $1.1 Billion as Credit Card Charge Offs Rise
16 April 2008
Chase Profits Plummet, Credit Cards Soft in Quarter
16 April 2008
US Bancorp Reports Rise in Credit Card Portfolio and Charge Offs
15 April 2008
Moody?s Sees Credit Card Charge Offs and Yield Rise
15 April 2008
Chamber Study Calls Public Citizen Wrong on Card Debt Disputes
14 April 2008
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