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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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U.S.Credit Card Reward Program Review

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'Generation P' Leading Credit, Debit Card Charge

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Goldman Sells Part of Sanyo Credit Stake

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China Plans to Open Up Credit Card Business in 2006

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TNB Card Services Publishes Card Marketing Guide for Credit Unions

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Indian Credit Card Sector Plagued by Random Distribution and Bad Assets

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Citibank and American Express form Credit Card Alliance

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Survey Finds Top Credit Card Issuers Not Doubling Minimum Payments

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Bank of America Completes $34 billion MBNA Merger

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