A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

See all Topics
 [Image by creator Gajus from AdobeStock]

In the Wake of the Demise of Silicon Valley Bank and Signature Bank: What Fintechs, Private Equity, and Banks Need To Know

13 April 2023

One face out of many blowing a whistle [Image by creator freshidea from AdobeStock]

CFPB Files Complaint Against Online Lender Alleging MLA Violations

18 October 2022

Person with pen making a checkmark in a box [Image by creator peshkova from AdobeStock]

A Guide to Building a Robust Vendor Management Program in Collections

6 October 2022

 [Image by creator James Steidl from AdobeStock]

CFPB Signals Increased Scrutiny of Credit Card Industry Interest Rates

6 September 2022

 [Image by creator Leigh Prather from AdobeStock]

Banking Groups Challenge CFPB’s RFI on Customer Service

1 September 2022

Person with pen making a checkmark in a box [Image by creator peshkova from AdobeStock]

4 Vendor Management Best Practices for Collections and Recovery

18 August 2022

Side of a modern high rise office building that says BANK on the side [Image by creator styleuneed from AdobeStock]

NY DFS to Focus on Equitable Access to Banking, Innovation

12 July 2022

Microphone sitting on table [Image by creator olegkruglyak3 from AdobeStock]

Simplification and Possible Registration of Nonbanks on CFPB Rulemaking Table

6 July 2022

Microphone sitting on table [Image by creator olegkruglyak3 from AdobeStock]

CFPB Deputy Director Takes Aim at “Rent-a-Bank Schemes”

27 June 2022

4 Businesspeople in a thinking pose, each with a question mark floating above their head [Image by creator metamorworks from AdobeStock]

CFPB Focuses on Innovation; Creates New Office and Hints at Future Rulemaking

25 May 2022

Microphone sitting on table [Image by creator olegkruglyak3 from AdobeStock]

Senate Banking Subcommittee Holds Hearing on Overdraft Fees and Their Effects on Working Families

19 May 2022

Microphone sitting on table [Image by creator olegkruglyak3 from AdobeStock]

CFPB Says ECOA Applies to an Accounts Full Life Cycle, including Collection Procedures

10 May 2022

 [Image by creator atoss from AdobeStock]

CFPB Issues Report on Credit Card Late Fees

6 April 2022

Photo of hourglass with sand all in the bottom [Image by creator Zerophoto from AdobeStock]

Without Creditor Cooperation, Debt Collectors Cannot Safely Work Accounts After November 29th

11 October 2021

Group of people discussing at a table [Image by creator pressmaster from AdobeStock]

NY Department of Financial Services announces initiative to collect and publish diversity data

17 August 2021

 [Image by creator kentoh from AdobeStock]

Maine Amends Consumer Credit Code to Target Loans Made Using Bank Partnership Model

12 August 2021

A set of five different-shaped road signs that all say "Penalty" [Image by creator Argus from AdobeStock]

CFPB Fines GreenSky $2.5 Million and Requires Cancellation of $9 Million in Loans

15 July 2021

Credit Eco to Go and insideARM podcast partnership [Image by creator  from ]

Credit Eco To Go: Creating a Voice for Fintechs

6 July 2021

 [Image by creator Leigh Prather from AdobeStock]

Executive Q&A: Katabat CEO Shares Charge-Off Predictions and Thoughts About the Future

25 May 2021

File drawer with one folder in focus, labeled "Licenses" [Image by creator tashatuvango from AdobeStock]

Maryland Alleges Partnership Program Between Missouri Bank and Fintech Partners Violates State Licensing Laws

18 May 2021