A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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Executive Q&A: Oliver CEO Shares How Top Creditors are Shifting the Collections Paradigm to Win in a Dynamic Compliance Environment

11 May 2021

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Executive Q&A: How Convoke Solves Third-Party Oversight for Creditors

4 May 2021

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Executive Q&A: Amy Perkins Talks With Brad McCurnin of Harvest Strategy Group

15 March 2021

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What the CFPB’s New Debt Collection Rules Mean for Creditors and First-Party Servicers (sponsored)

25 February 2021

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CFPB's Latest Report Focuses on Actual Payment Information in Credit Reports

2 December 2020

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9th Cir. Holds Mere Reliance on Contract Provision Not Enough for FDCPA ‘Bona Fide Error’ Defense

19 November 2020

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The CFPB's Final Debt Collection Rule: Impacts on Creditors

4 November 2020

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Credit Eco To Go: The Digitization of Financial Services is Here

15 September 2020

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CFPB Study of Consumer Finances Following Early Pandemic is Positive. Will Coming Months Paint a Different Story?

1 September 2020

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Breakdown of NYC DCA FAQs and Reporting Requirements for New LEP Rule

10 August 2020

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How Your Peers are Handling Strategy & Tech Issues, Data Straight from the iAST Polls

22 July 2020

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7th Cir. Holds FCRA Requires Furnishers to Correctly Report Liability, but Not CRAs

22 July 2020

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OCC Issues Final Rule to Fix Madden, and Clarify the Validity of the ‘Valid When Made’ Doctrine

3 June 2020

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Minnesota Order Protects Stimulus Checks and Halts ALL New Garnishments

6 May 2020

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Senators Warren and Schatz Question Credit Bureaus About Their Compliance with CARES Act Requirements

30 April 2020

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Rhode Island Exempts Stimulus Checks from Seizure by Creditors and Debt Collectors

29 April 2020

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Roundup of New Pandemic-Related Debt Collection Guidance From the Past Week (WI, IL, WA, OH)

16 April 2020

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DC Prohibits Outbound Collection Efforts Amid COVID-19

8 April 2020

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Massachusetts Releases FAQs About Its COVID-19 Guidance

6 April 2020

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7th Cir. Holds Creditor Liable for Its Counsel’s Bankruptcy Discharge Violation

22 October 2019