A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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Consumer Delinquencies Rise Slightly in Q2 but Remain Near Historical Lows

8 October 2013

Delinquent Debt Increases 17 Percent Over Past Five Years

27 September 2013

CFPB To Host Field Hearing in Chicago on Consumer Credit Card Market

26 September 2013

Judge Dismisses Case that Named 12 ARM Firms and Questioned Entire Collection System

24 September 2013

Mike Ginsberg's Musings

24 September 2013

Chase Debt Collection Investigations May Not be Over

23 September 2013

Chase Consent Order Has Broad Impact on Debt Collection Industry

20 September 2013

National Credit Default Rates Decreased in August 2013

18 September 2013

JPMorgan Chase Close to Settling Long-Running Debt Collection Probe

12 September 2013

CFPB Puts Credit Furnishers on Notice

5 September 2013

FTC Gets Court to Halt Phony Payday Loan Broker

4 September 2013

Hang-ups and Charge-offs: Experts Explain Debt Collection Compliance

4 September 2013

Pennsylvania Introduces Bill Requiring More Debt Collector Disclosures

3 September 2013

Credit Card Balances Increase Year-Over-Year for the First Time in 5 Years

29 August 2013

Accounts in Debt Collection Remain Near All-Time High

26 August 2013

New York "Enlists" Banks in Fight Against Payday Lenders

7 August 2013

Will New Federal Standards Destroy Debt Buying Industry?

1 August 2013

Credit Card Payment Patterns Can Foretell Future Delinquencies on Other Loans

31 July 2013

Debt Collection Practices Lead to Another State Action Against Payday Lender

30 July 2013

Improving Delinquency Rates, Rising New Credit in First Part of 2013

26 July 2013