A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.
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Debt Statute of Limitations
20 December 2006
Executive Change: Jody Jimerson to B-Line, LLC
19 December 2006
Franklin Credit Announces Additional Reductions in Borrowing Costs
19 December 2006
Executive Changes: TDX Group Expands Senior Team
18 December 2006
TNB Acquires Five Credit Union Card Portfolios
18 December 2006
Executive Change: Doug Richardson and Hamsi Shankar to Hudson & Keyse
18 December 2006
Hospital Companies Weighed Down by Bad Debt
18 December 2006
Interview: Bud Reitzel, Founder of Asset Acceptance
17 December 2006
CAMCO Saga Ends with $1 million FTC Settlement
17 December 2006
FDCPA Gets New Industry-Approved Amendments
17 December 2006
City Facing Backlash Over Business Tax Collection
17 December 2006
Billion-Dollar Companies Top Collection Agency and Debt-Buyer Industry Rankings
15 December 2006
Buyer Beware: A Word of Caution to Debt Purchasers
14 December 2006
Unsecured Creditors - Challenges after Bankruptcy Reform
14 December 2006
Holiday Reflections and the Debt Buying Market
14 December 2006
20 Sure Fire Ways to Lose Money, and Get Sued
14 December 2006
Liquidation Rates Can be Higher
14 December 2006
The Importance and Availability of Media in a Portfolio
14 December 2006
Pricing in the U.S. Credit Card Market
14 December 2006
Branching Out: Debt Purchasing Firms Expand and Diversify
14 December 2006
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