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A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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Encore Capital Group Says Diversification Drove Record Third Quarter Results

7 November 2014

State AG Sues Process Server Over 'Sewer Service' in Debt Collection Lawsuits

7 November 2014

FTC Settles with Debt Portfolio Broker Over Disclosures in Online Postings

5 November 2014

What Will the Buyer of Your Business Think?

3 November 2014

Challenge to New York City Debt Collection Law Moves to High Court

31 October 2014

Atlantic Credit & Finance Raises $61,000 for Boys & Girls Clubs

30 October 2014

Circuit Court Rules Against ARM Firm in Allowable Interest FDCPA Case

28 October 2014

DBA International Certifies First Collection Law Firm

23 October 2014

Watch the FTC-CFPB Roundtable on Debt Collection & the Latino Community

23 October 2014

CFPB Finalizes New GLBA Notification Rule

22 October 2014

DBA International Welcomes Another Distinguished Industry Leader

22 October 2014

PRA Group Named One of Forbes' Best Small Companies in America

21 October 2014

NPR Explores the Underworld of Debt Buying and Collection

17 October 2014

Critical Mistakes to Avoid When It Comes Time to Sell a Business

15 October 2014

Hear the Latest on "Vicarious Liability" and Other Creditor-Focused Compliance Trends From Legal and Ops Experts

15 October 2014

Executive Change: Encore Capital Group Announces Jonathan Clark as CFO of Midland Credit Management

15 October 2014

New Book Explores World of Secondary Debt Buying and Scam Collection Agencies

10 October 2014

Collection Law Firms and Third Party Agencies Now Eligible for DBA International Certification Program

9 October 2014

CBE Employees Choose by "Overwhelming Response" to Donate $6000 to ARM Vets Charity

9 October 2014

Razor Capital, LLC Hires Two New Executives and Obtains DBA Certification

6 October 2014

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