A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.
Filter by Location
States Begin to Use UDAAP Provision in Enforcement Actions
28 April 2014
5 Ways to Make a Conference a Success
25 April 2014
State Court of Appeals: Out-of-State Debt Collectors Do Not Need a License
24 April 2014
Portfolio Recovery Associates to Announce First Quarter 2014 Results on April 30
24 April 2014
Executive Change: Encore Hires Barbara Kennedy as SVP of Human Resources
22 April 2014
Collector Settles Class Action for $50,000; Plaintiffs' Attorneys Take $40,000
21 April 2014
DBA International’s Introductory Survey Course on Debt Buying Available 24/7 Online
18 April 2014
Payday Lenders Gaining Share of Debt Collection Complaints
10 April 2014
Debt Buyers: The Search to Meet New Requirements in Debt Sales
10 April 2014
ARM Vets Charity Helps Single Dad Provide for His Daughters
10 April 2014
Encore Capital Group Earns Certified Debt Buyer Designation from DBA International
10 April 2014
More Consumers Complain About Wrongful Debt Collection Attempts in Q1
9 April 2014
Consumer Delinquencies Fall in Most Debt Categories in Fourth Quarter
9 April 2014
How Do You Tell Your Staff You Are Selling Your Business? The Better Question Might Be When Do You Tell Them?
9 April 2014
Portfolio Recovery Names IR Director, Announces Expanded Credit Facility for Aktiv Kapital Deal
9 April 2014
UK ARM Firm Lowell Group Creates 60 New Jobs, Moves to Bigger Offices
9 April 2014
Kaulkin Ginsberg's Spring Research Fellows Program in Full Swing
9 April 2014
Unifund Earns Designations Under DBA International Debt Buyer Certification Program
8 April 2014
Up to 400 New Jobs Coming to Portfolio Recovery Associates UK
7 April 2014
Debt Sellers: The Search to Meet New Requirements in Debt Sales
7 April 2014
Copyright Auriemma Roundtables, Inc. All rights reserved.
![[Image by creator from ]](/media/images/Finvi_Tech_Trends_Whitepaper.max-80x80.png)
![[Image by creator from ]](/media/images/Collections_Staffing_Full_Cover_Thumbnail.max-80x80.jpg)
![Report cover reads One Conversation Multiple Channels AI-powered Multichannel Outreach from Skit.ai [Image by creator from ]](/media/images/Skit.ai_Landing_Page__Whitepaper_.max-80x80.png)
![[Image by creator from ]](/media/images/paper-collections_triggers_1_1.max-80x80.png){kind=small}
![Report cover reads Bad Debt Rising New ebook Finvi [Image by creator from ]](/media/images/Finvi_Bad_Debt_Rising_WP.max-80x80.png)
![Report cover reads Seizing the Opportunity in Uncertain Times: The Third-Party Collections Industry in 2023 by TransUnion, prepared by datos insights [Image by creator from ]](/media/images/TU_Survey_Report_12-23_Cover.max-80x80.png)
![[Image by creator from ]](/media/images/Skit_Banner_.max-80x80.jpg)
![Webinar graphic reads Help Wanted: Predictive, Collaborative and Intelligent Contact Data April 25 at 3pm et by TransUnion [Image by creator from ]](/media/images/Web_replay_Landing_Page.max-80x80.png){kind=small}
![Webinar graphic reads Multi-Channel AI: Improve Contacts & Increase Revenue Compliantly April 4 at 2pm et [Image by creator from ]](/media/images/Skit.ai_InsideARM_Landing_Page_1200x627.max-80x80.png){kind=small}
![Streamline Your Collections Process with Voice AI [Image by creator from ]](/media/images/Streamline_Your_Collections_Process_with_Voice.max-80x80.png){kind=small}
![How to Connect with Today’s Digital Consumer [Image by creator Editor from insideARM]](/media/images/finvi_webinar_thumbnail.max-80x80.png){kind=small}
![Customizable or Configurable? Webinar [Image by creator Editor from insideARM]](/media/images/Landing_Page_2.max-80x80.png){kind=small}
![How to Launch an Omnichannel Collection Strategy [Image by creator Neustar from insideARM]](/media/images/omnichannel-webinar.max-80x80.png){kind=small}
![Breaking Down the CFPB's Opinion on Convenience Fees [Image by creator Editor from insideARM]](/media/images/2022-11-convieniance-fees-webinar.max-80x80.png){kind=small}