A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.
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Portfolio Recovery Looking to Hire 100 in Tennessee
29 October 2012
Some Debt Collection Markets are Escaping CFPB Supervision
25 October 2012
Portfolio Recovery Associates to Announce Third Quarter Results on October 30
25 October 2012
CFPB Excludes Medical Debt Revenue from Definition of Annual Receipts
25 October 2012
CFPB Large Company Rule Clarifies Definition of Revenues for Debt Collectors
24 October 2012
CFPB Spells Out Debt Collection Industry Larger Market Participants
24 October 2012
TCPA Case Appeal Against Debt Buyer Addresses Express Consent on Cell Numbers
23 October 2012
SquareTwo Financial Wins Two International Awards for Video Production
23 October 2012
UPDATE: Location Announced for CFPB Field Hearing on Debt Collection
19 October 2012
Portfolio Recovery Associates Named One of Forbes' Top 25 Best Small Companies
19 October 2012
Secrets to Defeating FDCPA Claims
18 October 2012
Where Does the ARM Industry Go After the Credit Card Bust?
17 October 2012
How Engaged is the CFPB with the ARM Industry?
17 October 2012
Arrow Global’s Borrowing Facility Tops £110 Million
17 October 2012
Back by Popular Demand: FREE Sales Management Teleseminar for Owners
16 October 2012
Two Publicly Traded ARM Firms Announce Earnings Release Dates
16 October 2012
ARM Industry Pioneer Bud Reitzel Passes Away at 78
15 October 2012
Paper Runs Response from ARM Industry to Series on Collectors
15 October 2012
More than 3,000 Debt Collection Suits Dismissed Per Class Action Settlement
12 October 2012
Navigating the Choppy Waters of a Sale to a Third Party
12 October 2012
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