The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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6th Cir. Holds ‘Objectively Baseless’ Debt Collection Lawsuit Violated FDCPA

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31 March 2022

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22 March 2022

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Equifax, Experian, and TransUnion Support U.S. Consumers With Changes to Medical Collection Debt Reporting

21 March 2022

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7 March 2022

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3 March 2022

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8th Cir. Holds FDCPA Plaintiff Lacked Article III Standing in Garnishment Communication Case

24 February 2022

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Consumer Relations Consortium Comments on NYDFS Proposed Alterations to Debt Collection Rule

17 February 2022

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15 February 2022

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7 February 2022

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31 January 2022

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Hunstein: Preferred Files its Brief Addressing Standing

24 January 2022

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New CFPB Bulletin Addresses Unlawful Medical Debt Collection and Credit Reporting

18 January 2022

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13 January 2022

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CFPB Sues United Holding Group, its Affiliates and Owners; UHG Responds, Denies Allegations

11 January 2022

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Colorado Clarifies Intersection Between Regulation F and State Disclosure Requirement

21 December 2021