The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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13 September 2022

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29 August 2022

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11 August 2022

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CFPB Prioritizing Enforcement Over Education

10 August 2022

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9 August 2022

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Court Finds Entity Partnering With Medical Provider Does Not Qualify as a Debt Collector Under the FDCPA

3 August 2022

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CFPB Releases Reg F Guidance

2 August 2022

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Hunstein Copycat Suit Fails Where Data Sent to Vendor is Secure

20 July 2022

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6th Cir. Holds ‘Objectively Baseless’ Debt Collection Lawsuit Violated FDCPA

5 July 2022

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CFPB Says Convenience and Pay-to-Pay Fees are Prohibited Junk Fees

30 June 2022

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Washington Court Sides with Hunstein Copycat; Rejects Main Industry Defenses

15 June 2022

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25 May 2022

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