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The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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FTC Announces Settlements with Two Collection Agencies for $2 million

7 August 2014

Debt Collection Attorney Oversight Called Into Question - Literally

7 August 2014

Senate Draft Bill Targets Private Collectors in Student Loan Market

6 August 2014

Prior Rulings a Challenge for CFPB in Suit Against Debt Collection Law Firm

4 August 2014

2014 Data Shows Overall Rise in Debt Collection Lawsuits

29 July 2014

Washington Lawsuit Scrutinizes Use of Prosecutor's Seal on Debt Collection Letters

25 July 2014

New York Court Halts Debt Collector’s Operations, Freezes Assets

24 July 2014

NJ Court Holds No FDCPA Violation for Filing Suit on Time-Barred Debt

24 July 2014

Sixth Circuit Broadens FDCPA Verification Requirements for Debt Collectors

23 July 2014

Policy Preparedness: A CFPB Focus for Compliance Management

21 July 2014

CFPB Takes Direct Aim at Policing Legal Profession

18 July 2014

Can Debt Collectors Legally Charge Interest?

17 July 2014

Debt Collection Complaints and Lawsuits Fall Slightly in May 2014

17 July 2014

CFPB Sues Debt Collection Law Firm Over Suit Volume, FDCPA Violations

15 July 2014

Circuit Court Holds that Filing a Proof of Claim on Time-Barred Debt Violates FDCPA

14 July 2014

Circuit Decision Reinterprets "Judicial District" Under FDCPA

8 July 2014

Collection Attorneys Must Conduct "Meaningful Review" of Suits Under FDCPA: Federal Judge

7 July 2014

May Dip in Debt Collection Suits and Complaints Contrasts 2014 Data

3 July 2014

FTC Gets Court to Shut Down Payday Loan Debt Collection Scam

2 July 2014

Split Circuit Court Rules Against Debt Collector in FDCPA Letter Case

1 July 2014

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