The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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FDCPA Lawsuits Filed Against Collectors Decline 10 Percent in 2013
27 January 2014
UDAAP: The Little Acronym with the Potential for a Big Impact in Collections in 2014
24 January 2014
insideARM Summit Kicks Off with Talk on Debt Collection Rulemaking
23 January 2014
Utilizing Your Collection System to Support and Document your Compliance Strategy
22 January 2014
Landmark FDCPA Victories Finally Limit "Least Sophisticated Consumer" Standard
16 January 2014
New York Times Explores CFPB’s Next Moves, Including Debt Collection
13 January 2014
insideARM.com Launches Debt Collector-Focused FDCPA Resources Page
6 January 2014
Appeals Court Rules Against ARM Firm in Collection Fee FDCPA Suit
3 January 2014
No Debt Collection Charges for Accretive Health in Settlement with FTC
2 January 2014
State Proposal Targets Mortgage Deficiency Debt Collection
31 December 2013
New State Debt Collection Law Unintentionally Closes Check Program
30 December 2013
Could the CFPB Help Stem the Tidal Wave of TCPA Lawsuits?
20 December 2013
Strict Collection Laws Reduce Credit Access According to Fed Paper
19 December 2013
The CFPB's Proposed Rulemaking - Takeaways from the First 1,000 Comments
19 December 2013
Sale of Bad Debt by Utility Companies: Proceed with Care
18 December 2013
CFPB and FTC Team Up on Amicus Brief in FDCPA Case
13 December 2013
BillingTree to Host Series of Payment Compliance Webinars
12 December 2013
CFPB: No "Crisis" in Debt Collection, But Problems Need Correcting
10 December 2013
Free Webinar Examines the Compliance Landscape for 2014
3 December 2013
New York AG in $165,000 Settlement with Buffalo Collection Agency Owner
22 November 2013