The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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State Regulator Fines and Pulls License of Debt Collector
13 May 2011
How Do You Solve a Problem Like Foti?
3 May 2011
Number of FDCPA Lawsuits Filed Flat in First Half of April
3 May 2011
Unclear Scam Story Implicates Collections Industry
3 May 2011
FTC Panel 4: That Time My Mind Was Blown or Is Email Considered Mail?
28 April 2011
FTC Panel 2: Please Stop Calling EVERYONE
28 April 2011
FTC Panel 1: Criminal Charges and the FDCPA?
28 April 2011
Debt Collection 2.0: Opening Remarks; "Take my wife, please!"
28 April 2011
Zero Damages: A Hollow Victory for Plaintiffs in Jerman v. Carlisle
25 April 2011
Target Likely Headed to Class Action Lawsuit Over Debt Collection
21 April 2011
W.Va. Supreme Court to Decide if Collection Agencies can be Sued as Creditors
20 April 2011
Philly Police Inspector Authorized Violence to Collect Debt
20 April 2011
FDCPA Lawsuits Against Collectors Rise in Second Half of March
13 April 2011
You're Doing it Wrong: The FTC's Animated Consumer Video
8 April 2011
Why Courts Have Read the FDCPA Narrowly to Prohibit Only Outrageous Language
6 April 2011
FTC Confirms that Collection Complaints a Fraction of Total ARM Contacts
5 April 2011
FDCPA Lawsuits Rise in First Half of March
30 March 2011
FTC Releases Annual FDCPA Report to Congress
22 March 2011
State AGs Taking Prominent Role in Debt Collection Law Reform
18 March 2011
FDCPA and Other Consumer Lawsuit Statistics, February 16-28
14 March 2011
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