FDCPA News

Collections & Recovery

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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FTC Commissioner Presents Debt Collection Report to ARM Industry

13 July 2010

FDCPA Lawsuits Against Collectors Averaging More than 800 Per Month

9 June 2010

U.S. Supreme Court Rules Against Debt Collector in FDCPA Case

22 April 2010

Court Decision Raises Questions About Collecting in Validation Period Under FDCPA

3 February 2010

A Legal Precedent Pays Off for Collectors in FDCPA Cases

30 November 2007

Collection Industry Out in Full Support of FDCPA Clarification Bill

19 March 2004