The Telephone Consumer Protection Act of 1991 (TCPA) is the primary law in the U.S. governing the conduct of telemarketers. Its primary regulator is the Federal Communications Commission (FCC). The TCPA restricts the use of dialers, prerecorded voice messages, SMS text messages received by cell phones, and the use of fax machines. Even though the law was not designed with ARM in mind, debt collectors often find themselves restricted in the communication technology they can use. In addition, contradictory guidance from regulators and court rulings has led to an explosion in the number of TCPA cases collection agencies must defend.

insideARM maintains an abundance of information about TCPA developments related to the ARM industry. View our case law grid here, and our TCPA Toolbox here.

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Court Holds Counterclaim Seeking to Recover Debt in TCPA Suit May Proceed

29 October 2020

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Justice Amy Coney Barrett's Narrow Interpretation of the TCPA's ATDS Definition

28 October 2020

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Yes, Debt Collectors Can Still Call Numbers Supplied to Creditors as Part of Underlying Transaction

8 October 2020

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FCC To Review TCPA Regulatory Exemptions Per TRACED Act

7 October 2020

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Whoa! Court Holds TCPA Unconstitutional as Applied to Calls Made Before July 6, 2020

5 October 2020

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SCOTUS Nominee Amy Coney Barrett Previously Ruled on TCPA ATDS Definition—What Position Did She Take?

29 September 2020

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Eleventh Circuit Court of Appeals Holds that Incentive Payments Commonly Awarded to Class Representatives are Impermissible in a Classwide Settlement

21 September 2020

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FCC Reconfirms that Document Transmitted/Received as Digital Electronic File is not a TCPA-Covered Facsimile

15 September 2020

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Government Agrees the TCPA Only Covers Random-Fire Dialers...So What Are We Still Doing Here?

8 September 2020

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“Threadbare Allegations” not Enough to Prosecute a TCPA Claim

2 September 2020

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TCPA Hits Close to Home: Unilateral Acts of Plaintiff Cannot Trigger Jurisdiction in Far-Flung Forums

1 September 2020

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TCPA Filings Way Down so Far in August, 2020– Dog Days of Summer or Facebook Effect?

24 August 2020

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The Final Piece to the ATDS Puzzle? Huge TCPA Ruling in Kansas May Determine the Fate of Tenth Circuit ATDS Cases Ahead of Facebook

18 August 2020

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Callers, Start Your Engines: Reassigned Number Database is Revving Up

3 August 2020

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Skip Tracing TCPA Problem for Debt Collector: Court Denies Class Certification; but Gives Plaintiff a Second Chance

3 August 2020

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Score is Now 3-2 in Favor of Marks: 6th Circuit Adopts 9th Circuit Definition of ATDS

30 July 2020

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ATDS Allegations Against Debt Collectors Simply not Plausible in Seventh Circuit, Says Illinois Court

23 July 2020

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Here’s Everything You Need to Know About This Year's 8 Big TCPA Stories

21 July 2020

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FCC Approves Call Blocking Safe Harbor

20 July 2020

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Fractured ATDS Landscape: This Graphic Explains Why SCOTUS is Taking Another Look at the TCPA

13 July 2020