Joann Needleman

Joann Needleman

Practice Group Leader at Clark Hill PLC

Clark Hill

Clark Hill PLC

Contact Information


Joann Needleman is leader of Clark Hill’s Consumer Financial Services Regulatory & Compliance group. Joann has extensive litigation experience in state and federal courts, successfully defending creditors agains claims brought under the Fair Debt Collection Practices Act and Fair Credit Reporting Act as well as state statutes. She provides counsel, consultation and litigation services to financial institutions, law firms and debt buyers throughout the country. Joann is a past President of NARCA - the National Creditors Bar Association. She currently serves on the Consumer Financial Protection Bureau Consumer Advisory Board.

Posts Authored 25


CFPB Ordered by a New York Federal Court to "Show Me the Money"


Latest CFPB Consent Order Changes the Rules for Collection Law Firms


Kansas District Court Provides No Clarity on Payment/Revival Disclosures


Consumer Financial Services Regulation Will Remain in a Trump Presidency


In Sheriff et al. v. Gillie et al. Supreme Court Provides Insight as to Intent and Purpose of the FDCPA


Spokeo v. Robins - Supreme Court Limits Consumer Right of Action in Fair Credit Reporting Act Case


Debt Collection Litigation in the Cross Hairs: CFPB's Consent Order Against New Jersey Law Firm Creates More Problems Than Solutions

Increased Regulations Spawn New Trade Associations

cordray testimony 9.29.15

Payday Lending, Exemption for Community Banks, Arbitration and Ally Were the Hot Topics During CFPB Director Cordray's Testimony Before Congress


Credit Reporting, Overdraft Issues and the Remittance Rule Dominate the CFPB's 2016 Winter Supervisory Highlights

UDAAP: Regulating the "Could've, Would've, Should've"

Court Rules in Favor of Law Firm and Creditor in Four Year Old FDCPA and Bankruptcy Case

CFPB Settles Enforcement Action with Georgia Law Firm: Continued Oversight over the Practice of Law Expected

Are We Closer to Understanding 'Meaningful Involvement'? Bock v. Pressler & Pressler May Show the Way

Does the 9th Edition of the CFPB'S Supervisory Highlights Signal a Kinder Gentler Regulator?

Federal Court Paves Way For CFPB To Pursue Enforcement Action Against Hanna

Eliminating the Collection of Time-Barred Debt: Where is the Consumer Protection?

A Culture of Unaccountability Regarding Consumer Debt

Collection Settlements Are Dead: The Sequel

Looking for 'Widespread' Abuse of Consumers in Debt Collection