Joann Needleman

Joann Needleman

Practice Group Leader at Clark Hill PLC

Clark Hill

Clark Hill PLC

Contact Information


Joann Needleman is leader of Clark Hill’s Consumer Financial Services Regulatory & Compliance group. Joann has extensive litigation experience in state and federal courts, successfully defending creditors agains claims brought under the Fair Debt Collection Practices Act and Fair Credit Reporting Act as well as state statutes. She provides counsel, consultation and litigation services to financial institutions, law firms and debt buyers throughout the country. Joann is a past President of NARCA - the National Creditors Bar Association. She currently serves on the Consumer Financial Protection Bureau Consumer Advisory Board.

Posts Authored 36


New York Federal Court Rules That The Bureau of Consumer Financial Protection Is Unconstitutional, Continuing A High-Stakes Debate


A Proper Goodbye for the Consumer Advisory Board


Arizona Jumps Ahead of Other States In Financial Innovation


CFPB Deferment of Enforcement Authority to States Will Lead to Increased Scrutiny


CFPB Is Constitutional, But Makes $100 Million Mistake in Interpreting the Law


Pennsylvania Enters into a New Era of Consumer Protection Enforcement: What Financial Services Companies Must Do Now


No Real Surprises in CFPB's Final Rule for the Small Dollar Loan Industry


Court Dismisses CFPB Lawsuit Due to Willful Failure to Participate in Discovery and Obey Court Orders


Treasury Department Issues Long Awaited Report on Regulatory Reform for the Financial Services Industry


Why the CFPB’s Decision to Change Course on Debt Collection Rulemaking is a Very Big Deal


U.S. Supreme Court Rejects FDCPA Liability in Bankruptcy Proceeding


CFPB Ordered by a New York Federal Court to "Show Me the Money"


Latest CFPB Consent Order Changes the Rules for Collection Law Firms


Kansas District Court Provides No Clarity on Payment/Revival Disclosures


Consumer Financial Services Regulation Will Remain in a Trump Presidency


In Sheriff et al. v. Gillie et al. Supreme Court Provides Insight as to Intent and Purpose of the FDCPA


Spokeo v. Robins - Supreme Court Limits Consumer Right of Action in Fair Credit Reporting Act Case


Debt Collection Litigation in the Cross Hairs: CFPB's Consent Order Against New Jersey Law Firm Creates More Problems Than Solutions

Increased Regulations Spawn New Trade Associations

cordray testimony 9.29.15

Payday Lending, Exemption for Community Banks, Arbitration and Ally Were the Hot Topics During CFPB Director Cordray's Testimony Before Congress