Arlington, VA — Today’s consumer has an average of 13 credit obligations on record at a credit bureau. With so many obligations, consumers need up-to-date credit card tools and help more than ever before.

To that end, CardHub.com (http://www.cardhub.com/), the world’s most innovative credit card portal, today announced the expansion of its "Tools and Help" section, which offers free and comprehensive advice and tools for U.S. consumers. This new source of credit card help is now available online.

For the 49 percent of adults who say, according to a Harris Poll, they are concerned they have not paid enough attention to managing their finances as they should have and the 48 percent who are concerned they don’t know enough about financial planning, this expansion could not come at a better time.

"I founded Card Hub to provide more financial control to everyday consumers. Knowledge is power, and smart credit decisions are more important today than ever," said CEO and founder Odysseas Papadimitriou. "Our new Tools and Help section offers sensible advice for everyone who has questions about their credit, needs a better credit card, or wants to lower their debt responsibilities."

New Credit Tools
In addition to the industry-first Free Credit Estimator, which offers a credit check based upon a few simple questions, the Tools section now includes a "Junk Mail Opt Out" service. This allows consumers to opt out from pre-approved credit card offers either for five years or on a permanent basis.

"Credit card offers through the mail are a target for identity thieves," Papadimitriou said. "By choosing not to receive these offers, consumers can reduce the risk from identity theft and fraud."

Expanded Education Center
The Education Center has always been an important facet of CardHub.com, but now it has more than tripled in size. In addition to a credit glossary of more than 200 terms and definitions, Card Hub also features articles about common credit questions and a new Question of the Week feature.

"There is so much misinformation out there about the use of credit and how it pertains to individual consumers that our customers started emailing us for the right answers. We now choose one question each week and answer it on our site, for the edification of consumers everywhere," Papadimitriou said.

Personalized Credit Advice
Card Hub’s new Credit Card Advisor allows users to receive a fully customized recommendation for the credit card best suited to their credit history and needs, without requiring them to submit sensitive personal information. A proprietary algorithm, built by the Card Hub team of industry veterans, sifts through numerous credit cards for each consumer. From start to finish, the process takes less than two minutes.

About Evolution Finance, Inc. and CardHub.com
Named one of the five hottest start-up companies in the mid-Atlantic region, Evolution Finance was created out of a passion to give more financial control to everyday people. Card Hub, its first service, is a leading credit card portal that puts credit card reform into the hands of consumers. Its one-of-a-kind dynamic search engine allows consumers to find credit card applications (http://www.cardhub.com/credit-card-application/), charge cards, and gift cards (http://www.cardhub.com/gift-cards/) best suited for their needs, and provides consumer advocacy through credit card education.

 


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