MicroBilt Announces MicroMerge, New Merged Credit Report Now Available

MicroBilt Corporation, leading online provider of credit bureau reporting announced today the launch of its own merged credit report called MicroMerge. The credit report is an efficient merged reporting engine that is much more advanced from a rules and formatting perspective than any other merged software engine in the marketplace. The multi-bureau, merged credit report product allows credit professionals the option of pulling a single credit bureau in file and then at a later time adding an additional bureau. MicroMerge is competitively priced and offered through MicroBilt’s credit reporting site, www.CreditCommander.com or through an XML interface for those integrating into their own software or Internet environments.

The service represents a key advantage to businesses that run multiple credit reports. The time and cost associated with running credit reports individually not to mention consolidating and analyzing the information is significant. “Using MicroMerge through CreditCommander.com, businesses will have the ability to customize their report format to fit their needs and run one consolidated report in a matter of seconds,” said Ken Hill, President of MicroBilt. “By completing one customized form online, businesses are able to retrieve consolidated information from the credit bureaus with a click of the mouse.”

“We typically pull all three credit bureaus at once for each customer and then have to review three different reports,” states Aren Caley, Finance Manager for Selec Trucks. “Now that we are using MicroBilt’s MicroMerge report, we no longer have to look at three different reports. The report pulls all of the data from the three different reports together making it much easier to obtain an overall picture of a customer’s credit. It is much more convenient!”

MicroBilt has developed an XML interface for MicroMerge that includes data tags for each element of the report. It also includes a formatted style sheet for the XML interface that can be used to display the merged report to the end user. Interfaces to the various loan origination systems are in the process of being developed based on client demand.

Other key MicroMerge features include:

Capability of clicking on a merged trade line to view the individual trade lines that makes up the merged line

Detailed summary section

Choice of sorting trades by Trade Name, Trade Balance or Classification (Open, Closed, Derog)

Ability to calculate and display an average of the scorecards returned

Ability to purge trade lines greater than 7 years old and inquiries older than 90 days

About MicroBilt
MicroBilt, a division of Bristol Investments, Ltd., is a leader in credit bureau data access and retrieval, providing credit solutions to the Financial, Rental or Leasing, Health Care, Insurance, Law Enforcement, Education and Utilities Industries. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX – News), Experian (London Stock Exchange: GUS – News) and Trans Union and the two commercial bureaus, D&B and Experian Business. Bureau data is available via dedicated terminals, dial-up software, Internet web site access or through an integrated custom interface. Automated online decisioning tools are also available through www.FIData.com and www.CreditCommander.com. Private company information along with knowledge-based analytical tools and information services is available through Integra Information, a division of MicroBilt. The company also enables web sites to enhance their content offerings by delivering a CreditCommander.com, PrivateCo.com and FIData.com co-branded site to their established online communities. Formerly a First Data Corporation subsidiary (NYSE:FDC), MicroBilt Corporation, maintains offices in Georgia and New Jersey. For more information, contact MicroBilt Corporation, 1640 Airport Road, Suite 115, Kennesaw, GA 30144. Telephone: 1-800-884-4747. Or visit their website at www.microbilt.com.