By Kenneth Harney, The Chronicle


What could be one of the most helpful, pro-consumer reforms in years for home mortgage applicants has been bottled up at the Federal Trade Commission and the Federal Reserve for well over a year.


Worse yet, say consumer advocates and credit industry experts, the final version of the reform may be considerably watered down from what Congress intended.


For this complete story, please visit Credit-Reporting Reform Bottled up at FTC.


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