Dr. Robert D. Manning, author of "Credit Card Nation" will be a Keynote Speaker at the Spring Conference of the American Association of Debt Management Organizations (AADMO) in Washington, D.C. on May 10, 2007. AADMO is the largest trade association for the credit counseling industry.

According to Mark Guimond, Executive Director of the AADMO, "Dr. Manning is one of the nation’s leading experts on the causes and effects of consumer debt. His research and conclusions shed a lot of light on our modern plastic dependent society. We welcome his views on the growth of consumer credit, the corresponding level of consumer debt, the need for credit counseling and the availability of bankruptcy."

"Dr. Manning will also discuss the status of bankruptcy reform under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), the impact on consumers and its future", said Guimond.

A frequently invited expert before U.S. Congressional Committees, Dr. Manning’s research has influenced public policy debate on the statutory regulation of retail banking and consumer debt in the U.S. and other countries including Canada, UK, Greece, Korea, and Australia. He has testified before the U.S. Senate Judiciary, Banking, and U.S. House Financial Services Committees in addition to numerous federal commissions and state legislatures.


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