TransUnion is proud of its involvement in the development of VantageScore(SM) and is not surprised that Fair Isaac is threatened by competition. TransUnion believes the legal action taken by Fair Isaac is without merit and we will aggressively defend this lawsuit.


VantageScore offers choice to a marketplace that has demanded more options. Customers have been telling us for years that in the area of scoring they want more predictive options to solve business issues. At the same time, consumers have become more actively engaged in managing their credit health. They want a score that is easy to understand and consistent. VantageScore delivers on all these fronts, filling the void in the marketplace for choice, clarity and consistency.


To date, VantageScore has been well received by our customers, who believe it is a highly predictive, objective score that will help them to make better, more reliable business decisions.


VantageScore has the potential to strengthen our credit economy by enhancing decision-making for businesses and helping consumers better understand and leverage their creditworthiness to achieve their goals.


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