Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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CFPB Supervision will be Good for the Debt Industry (Really?!)
16 April 2012
FDCPA Lawsuits Gain Steam in Second Half of March
12 April 2012
FTC Halts Another Fake Debt Collector Calling from India
12 April 2012
Who Will Win Most Fraudulent State?
12 April 2012
“Emailing Consumers” Presentation at NHCA Spring Conference
12 April 2012
Ex-ARM Business Owner to Serve Time in Federal Prison
11 April 2012
Dial Safely
11 April 2012
"Interesting Times" for Debt Collection Attorneys - NARCA Spring Collection Conference
11 April 2012
Bartmann Debt Collection Bill Put Aside in Oklahoma
11 April 2012
New Study Finds Consumers Prefer Text Messaging; FDCPA Still Doesn't
10 April 2012
The Media Get it Wrong: When Debt Collection Isn't Debt Collection
10 April 2012
EXCLUSIVE: NCO & APAC Merge Under EGS; CEO Talks to insideARM.com
4 April 2012
Debt Consolidation Company Sued by Vermont for Over $2 Million
3 April 2012
Collection Agencies Can Continue Collecting Traffic Fines in Louisiana
3 April 2012
FDCPA Used to Protect Collection Agencies in Oregon
2 April 2012
The Changing Face of the ARM Industry
2 April 2012
FDCPA Lawsuits Up in First Half of March; Pull Even Year-over-Year
30 March 2012
Debt Buying Contracts, Bank of America Now Focus of Magazine Reporting
30 March 2012
Bill Bartmann, Rogue Blogger
30 March 2012
ACA International President to Present Blueprint for ARM Industry Modernization at EEI Conference
29 March 2012
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