Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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WebRecon LLC Launches Exclusive State & local Lawsuit Database
3 December 2009
NARCA Files Amicus Brief to Uphold FDCPA "bona fide error" Defense
2 December 2009
Understanding the Shift Toward Consumers in the ARM Legal Landscape
2 December 2009
Bernanke Warns Against Removing Powers from Fed
1 December 2009
State Goes After Two Collection Agencies Over Identity Theft
30 November 2009
ARM Industry Trade Groups Weigh in on Debt Buyer Sentencing
24 November 2009
FDCPA and Other Consumer Rights Lawsuit Statistics, November 1-15, 2009
23 November 2009
Rebuilding America...One Credit Score at a Time
20 November 2009
House Panel Approves Fed Audits, Carves Small Banks Out of Reform Fees
20 November 2009
TASC: FTC Proposal Would Hurt Finance Industry
20 November 2009
Senate Gets Its Own Version of Financial Reform Bill
18 November 2009
State AG Sues 17 Internet Payday Lenders and Collection Agencies
18 November 2009
Former Debt Buyer Sentenced to Six Years in Prison for Fraud
17 November 2009
Changes to New Brunswick Collections
16 November 2009
FDCPA and Other Consumer Rights Lawsuit Statistics
10 November 2009
ACA Defends Self-Regulatory Proposal for Debt Collection Industry
9 November 2009
As the Health Care Debate Rages On, Health Savings Accounts (HSAs) Continue to Gain in Popularity
6 November 2009
Debt Purchasing Takes Center Stage at ACA International Fall Forum
6 November 2009
ACA International Board Halts Plans for Self Regulation in Collection Industry
5 November 2009
Comtech Systems Partners with Service Exchange Network On Debt Collection Process Serving
4 November 2009
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