Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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TASC to Address Proposed FTC, Illinois Laws at Financial Services Collections & Credit Risk Conference
8 October 2009
New Statistics Reveal 8.73% Of Consumer Attorneys Represent 65.4% of All FDCPA Plaintiffs
8 October 2009
Commercial Law League?s New Complex Commercial Litigation Committee to Hold First Program
7 October 2009
Eltman, Eltman & Cooper Improves Dormant Judgment Collections for Top Debt Buyers by more than 50%
5 October 2009
Feds Arrest Two in Buffalo for Debt Collection Scam
5 October 2009
Follow Michael Lamm on Twitter from ACA Northeast Expo
5 October 2009
New York State Debt Collectors Throw Support Behind Cuomo
2 October 2009
ARM Industry Leaders Gather in DC for the ACA Capitol Hill Fly-In
1 October 2009
NY Attorney General Cuomo Announces Criminal Charges Against 12 Buffalo Debt Collectors
30 September 2009
Illinois Rep. Melissa Bean Discusses Debt Collection Issues with ACA Member FMS Investment Corp.
29 September 2009
State Lawmakers Seek Legislative Solutions to Health Care Reform Mandates
28 September 2009
California Association of Collectors Votes to Stand Pat on ACA Membership Ties
25 September 2009
Women Legislators Support USOBA Debt Settlement Services Act, Reject "Advance Fee Ban"
25 September 2009
FTC Slaps $1 million Fine on Internet Lender Over Collection and Loan Practices
22 September 2009
FDCPA and Other Consumer Rights Lawsuit Statistics, September 1-15
22 September 2009
Collection Law Firm Uses IAT Dialing Technology to Offset Account Increase
21 September 2009
New Federal Laws Regulating Credit Card Companies Begin to Take Effect
21 September 2009
Maryland Boots Major Debt Buyer from State Over Licensing
18 September 2009
Student Loan Bill Could Drastically Alter Education ARM Industry
17 September 2009
FTC to Host Public Roundtables to Address Evolving Consumer Privacy Issues
17 September 2009
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