Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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FTC Workshop: Done Deal?

2 October 2007

Moody?s Says ED Bill Will Impact Student Loans

2 October 2007

NetBank Closed by Federal Regulators

1 October 2007

Consumer Group to Demand FDCPA Changes at FTC Workshop

21 September 2007

ARM Industry Well-Represented at FTC FDCPA Workshop

20 September 2007

Fannie Mae Expects Multiple Fed Rate Cuts

12 September 2007

New Student Loan Bill Could Foul Sallie Mae Buyout

6 September 2007

Illinois Follows FDCPA Under New Law

30 August 2007

Uniform State Rule for Debt Managers on Horizon

24 August 2007

ACA Details State Legislative Action

20 August 2007

NY AG Announces $4.5 million Settlement in Subprime Credit Card Probe

16 August 2007

Collection Agency President Named to Virginia Privacy Working Group

15 August 2007

Credit Card Purchasers and Collectors Face PCI Security Standard

1 August 2007

FTC Remains Top Cop as ACA Floats Self-Reg Concept

31 July 2007

House Dem to Offer Credit Card Legislation this Week

31 July 2007

ACA Ponders Self-Regulatory Authority

30 July 2007

Both Sides Respond to FTC Minority Credit Score Report

30 July 2007

FTC Leader Speaks to ACA Convention on Workshop, Complaints

27 July 2007

Senators Go After Non-Profit Student Lender

25 July 2007

Senate Finance Staff Recommends FDCPA for Hospitals

23 July 2007

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