Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Canadian Collection Agency Loses Appeal Case Against Consumer
24 April 2007
NY Sues One School, Settles with Four in Student Loan Probe
20 April 2007
New York Brings Other States Into Student Loan Probe
18 April 2007
State Holds Hearing on Tightening Credit Card Lending Practices
17 April 2007
State Passes Law Excluding Collectors from Dual-Consent Recordings
17 April 2007
Consumer Groups Call for Bankruptcy Reform Amid Subprime Meltdown
13 April 2007
From Foti to Davis: Third Party Disclosures in the Answering Machine Age
12 April 2007
Sallie Mae Settles with NY AG in Student Loan Probe; to Pay $2 million
12 April 2007
Credit Freeze Law to be Passed in State
11 April 2007
U.S. House Committee to Hold Subprime Hearing
9 April 2007
College Officials Owned Stock in Student Loan Lenders
6 April 2007
Japanese Gov't Lawyer Ousted for Shady Debt Collections Re-applies for License
6 April 2007
FTC Annual Do-Not-Call Report: 132 million Phone Numbers Now on List
6 April 2007
The FDCPA Paradox of Targeted Voice Messaging Technologies
30 March 2007
FTC Stops ?Reduce Debt Now? Scheme
29 March 2007
Sallie Mae Comes Under Pressure from Both Parties
27 March 2007
ECHO and Intuit Terminate Merger; ECHO to Give Up $2.3 million in Collection and Processing Profits
27 March 2007
New York City Clarifies License Requirements for Debt Buyers
27 March 2007
House Committee Probes IRS Debt Collection Program
26 March 2007
ACA Statement on the FTC's Annual Report on the FDCPA
26 March 2007
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