Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Legislating Healthcare Funding and its Effects on ARM
26 March 2007
FTC Issues 2006 FDCPA Report to Congress
26 March 2007
Healthcare Providers Join Lawmakers in Fighting Medicaid Cut
23 March 2007
athenahealth Complies with New National Medicare Pay-for-Performance Program
23 March 2007
Canadian Consumers Whine About Collectors the Most in 2006
23 March 2007
Debt Collection Agency Owner Sentenced to Prison Over Process Serving
23 March 2007
FTC Testifies on Identity Theft and Social Security Numbers
22 March 2007
FTC to Host Debt Collection Workshop this Year
20 March 2007
Wal-Mart Withdraws Banking Application
19 March 2007
House Budget Resolution to Cover All Children Eligible For SCHIP
16 March 2007
National Association of Realtors Calls for FHA Changes
16 March 2007
Community Group Urges Lending Reform
16 March 2007
New York AG Going After Student Loan Providers
16 March 2007
Government May Punish Subprime Lenders
15 March 2007
Government May Punish Subprime Lenders
15 March 2007
Senate Finance Hearings on Universal Healthcare Kick Off
15 March 2007
Government May Punish Subprime Lenders
15 March 2007
LA DOTD FCU Moves Debit & Credit Card Processing to TNB
14 March 2007
Democrats Introduce Credit Card Disclosure Bill
14 March 2007
State Orders Payday Loan Firm to Alter Debt Collection Practices
14 March 2007